NOTICE OF FILINGS

Financial Service Commission

Office of Financial Regulation

February 17, 2006

Notice is hereby given that the Office of Financial

Regulation, Division of Financial Institution, has received the following applications. Comments may be submitted to the Director, 200 East Gaines Street, Tallahassee, Florida 32399-0371, for inclusion in the official record without requesting a hearing. However, pursuant to provisions specified in Chapter 69U-105, Florida Administrative Code, any person may request a public hearing by filing a petition with the Clerk, Legal Services Office, Office of Financial Regulation, Division of Financial Institutions, 200 East Gaines Street, Tallahassee, Florida, 32399-0379. The Petition must be received by the Clerk within twenty-one (21) days of publication of this notice (by 5:00 P.M., March 10, 2006:

APPLICATION FOR A NEW FINANCIAL INSTITUTION

Applicant and Proposed Location:  Bank of North Florida, 135 West Bay Street, Jacksonville, Duval County, Florida  32202

Correspondent:  Jack Greeley, Smith MacKinnon, PA, Citrus Center, 255 South Orange Avenue, Suite 800, Orlando, Florida  32801

Received: February 2, 2006  

REQUEST FOR CORPORATE NAME APPROVAL

BY A NON-FINANCIAL INSTITUTION

Notice is hereby given that the Office of Financial

Regulation has received the following request for corporate

name approval by a non-financial institution.  Comments may

be submitted to the Director, Office of Financial

Regulation, Division of Financial Institutions, 200 East

Gaines Street, Tallahassee, Florida 32399-0371, for

inclusion in the official record.  Any comments submitted

must be received by the Office within twenty-one (21) days

from publication of this notice (by 5:00 p.m., March 10,

2006):

Applicant:  David C. Devendorf, Esquire, Hill Devendorf,

P.C., MacCabee Building, 901 Huron Avenue, Port Huron,

Michigan   48060

Proposed Name:  Citizens First Bancorp, Inc.

Received:  November 16, 2005