29901043, 69O-149.0025 - Florida Administrative Rules, Law, Code, Register

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Florida Department of State and Division of Library and Information Services

Notice: 29901043

Notice of Development of Rulemaking

Department:

DEPARTMENT OF FINANCIAL SERVICES

Division:

OIR – Insurance Regulation

Chapter:

FILING OF FORMS AND RATES FOR LIFE/HEALTH INSURANCE

Overview

RULE:

69O-149.0025

Definitions

PURPOSE:

The primary reason for the proposed change is to subject Medicare Supplement rate filings to Rule 69O-149.0025(6)(f), F.A.C., where only Florida experience and medical trend are considered when determining rate increases. Currently, companies utilize nationwide experience in conjunction with Florida experience and medical trend to propose rate increases. However, nationwide experience is not an “apples-to-apples” comparison with Florida experience because Florida uses a different rating basis than most states. Additionally, the definition of Credible Data in Rule 69O-149.0025(6)(I), F.A.C., is being amended to include disability forms with benefit periods less than 24 months.

SUBJECT:

Health Insurance

RULEMAKING AUTHORITY:

624.308(1), 627.410(6)(b), (e) FS.

LAW:

627.410(1), (2), (6), 627.411(1)(e) FS.

PRINT PUBLISH DATE:

8/19/2025 Vol. 51/161

RELATED STATUTES
AND LAWS:

624.308(1), 627.410(6)(b), (e) FS., 627.410(1), (2), (6), 627.411(1)(e) FS.

OVERSIGHT COMMITTEE:

Joint Administrative Procedures Committee
Florida Administrative Law Central Online Network (F.A.L.C.O.N.)

RELATED COURT CASES:

Division of Administrative Hearings

FEDERAL eRULEMAKING
WEB PORTAL:

Regulations.gov

HOW TO LINK TO
THIS NOTICE:

http://flrules.org/gateway/ruleno.asp?id=69O-149.0025&PDate=8/19/2025&Section=1

REFERENCE MATERIALS:

No reference(s).

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